Pacific Keys Mortgage Corporation ID # 02046882 | CBRE # 01250934 | NMLS # 1082044

Pacific Keys Mortgage

Phone Icon (904) 719-6281

Monday - Friday:
8:00 a.m. - 6:00 p.m.

Request an Appointment

Mortgage Services

Over 40 Years’ Experience in Home Loans in Huntington, CA

When you have found the house of your dreams and need to talk home loans in Huntington, CA, reach out to us at Pacific Keys Mortgage. With over 40 years of combined experience, we can help you land the keys to your new home with the right mortgage to cover your requirements.

Whether you are looking for your first home, have had good credit standing for a couple of years after bankruptcy, or are looking to refinance your home, we can help you. We understand not everyone has the same mortgage needs, so you can be assured of personalized attention that suits you.

Options For First-Time Home Owners

Federal Housing Administration loans have become one of the most popular choices for first-time homeowners with little or no credit history, so long as there are no strikes against their rating. One of the main reasons this is the loan of choice for new homeowners is that FHA loans offer the lowest down payment rate.

With as little as 3 percent down required, this means you can work on placing capital toward building equity sooner. Not only do you need less money to begin the loan process, but you can also benefit from better interest rates and lower mortgage insurance. This is great for the first-time property owner.

FHA Loans in Huntington Beach, CA

Options For Eligible Active Duty Military and Veterans

VA home loans offer eligible active duty military and veterans a way to use their VA benefits to purchase a home. For veterans who are looking to borrow money for their new home, the VA offers a lot of flexibility, which allows veterans the opportunity to negotiate directly with the lenders. This loan could be for a condo, new house construction, or to improve a current home, to name a few.

Veterans and active duty personnel looking to take advantage of this type of loan are also able to see lower lender costs, refinancing options, and no private mortgage insurance. You may see your BAH count as your income, as well as sponsored vets, seeing no money down for the purchase of their home. Reach out to us to learn more about this special financing option.

Streamlining the Refinance Process

HARP loans allow property owners the opportunity to refinance their homes at a lower mortgage and interest rate, as well as a shorter loan term. There are special terms for this type of loan; reach out to us to learn more about saving through it.

Don’t let that home slip past you, contact us today. We proudly help future homeowners in Huntington, California, and surrounding areas.