Pacific Keys Mortgage Corporation ID # 02046882 | CBRE # 01250934 | NMLS # 1082044

Pacific Keys Mortgage

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Monday - Friday:
8:00 a.m. - 6:00 p.m.

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Mortgage Company in Huntington Beach, CA

Find the mortgage that's right for you. Pacific Keys Mortgage is a mortgage company in Huntington Beach, CA, that offers a full line of mortgage services to customers throughout California and Florida. Whether you're first-time buyers in search of a home or retirees interested in refinancing an existing property, our home loan experts can help. We are a true one-stop shop for mortgage services. With help from our company, you won't have to visit multiple lenders in order to get the best rate on a loan for refinancing your house.

How Can an FHA Loan Help Me?

If you’re looking to purchase a house but can’t save a substantial down payment in a timely manner, an FHA loan may be a great option for you and your family. An FHA is a private loan which is insured by the Federal Housing Administration. Essentially, because the federal government guarantees that your lender will be paid back even if you default, lenders are able to make larger home loans to borrowers who may normally be denied. This also allows them to accept much smaller down payments, allowing you to obtain a house sooner and easier. These are great loans for first-time home owners, people who have recently come out of bankruptcy, and even current home owners who need to perform home improvement projects or renovations. Our friendly staff can help you decide if an FHA loan is right for you.

What Other Types of Mortgage Loans are Available?

In addition to FHA loans, our mortgage company specializes in HARP and VA loans. A HARP (Home Affordable Refinancing Program) is a federal program that allows home owners to get a loan for refinancing their house even if they have low, no, or even negative equity in their properties. Our staff can help you determine if you qualify for HARP.

 A VA loan is designed specifically to allow military service members to purchase homes after their discharge. A VA loan is made by a private lender and up to 25% is guaranteed by the VA. Like an FHA loan, this allows lenders to provide mortgage services to borrowers who may not normally qualify.

Mortgage Company in Huntington Beach, CA

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Contact us when you’re in need of reliable mortgage services. We proudly serve residents in the Huntington Beach, California, area.
(904) 719-6281

About Pacific Keys Mortgage

In today's real estate market, it's more important than ever to seek out expert advice when looking for mortgage loans. At PKM, we are dedicated to serving the needs of our customers each and every day. Our excellent customer service has been recognized by past clients, vendor partners, and professional organizations. You're never just a number to us. We are committed to earning our customers' business by honoring our core values of commitment, integrity, and expertise. Our mission is to help people realize the American dream of home ownership. Contact us today to find out what we can do for you with our combined 40 years of experience.

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Winner of the Five Star Award from Five Star Professional (2017)


Contact

Thank you for your interest. For questions or comments, please use the information listed here. We look forward to hearing from you soon.

Phone
(904) 719-6281
(904) 800-1402 (Fax)

Hours of Operation
Monday - Friday: 8:00 a.m. - 6:00 p.m.

Address
21372 Brookhurst Street, #716
Huntington Beach, CA 92646

Service Area
California and Florida

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